Buying a home in Albania: what it really costs

Can foreigners buy?

Yes, apartments and houses freely; agricultural land is excluded. Title risk from communist-era confiscations.

Costs on top of the price

1.3-1.9% · Notary 0.23-0.35% + lawyer 0.1-0.5% + agent 1-2%; transfer tax (0.5-3%) is paid by the seller (GPG, 2021).

Yearly property tax

Local property tax ~0.05% of cadastral value (about EUR 75/yr on EUR 150k).

Tax on rental income

Flat 15% on rental income, including short-term, declared via the DIVA platform.

What holiday rentals earn

No sourced STR gross yield. Airbtics 2025: national occupancy 56%, Durres 53%, Tirana 62%; AirROI (via internationalinvestment.biz, Dec 2025) Tirana ~40% occupancy, ~US$6,600/yr typical income.

Long-term rent yield

4.2-6.1 (GPG Sep 2022: Tirana 6.09, Vlore 4.81, Durres 4.51)% gross

Holiday-rental rules

No licence or business tax ID (NIPT) required for individuals; income must be declared on DIVA, with new reporting obligations from 2026.

Sources

• https://www.globalpropertyguide.com/europe/albania/buying-guide
• https://albanian.properties/taxes-on-rental-income-in-albania-the-foreign-investors-fiscal-guide/
• https://www.hlb.al/short-term-rentals-in-albania-new-tax-reporting-obligations-from-2026/
• https://www.globalpropertyguide.com/europe/albania/rental-yields
• https://airbtics.com/short-term-rental-market-report-2025-albania
• https://internationalinvestment.biz/en/business/6684-the-short-term-rental-market-in-tirana-yields-seasonality-and-risks.html